The repercussions can be life-changing for all involved when a truck accident happens. In most cases, they are not particularly complex legal challenges to tackle. It can be difficult to know what comes next when you’re in the aftermath of a truck accident.
A truck accident is almost always more serious than other car accidents because these trucks are built to carry heavier loads and can cause significantly more harm when an accident occurs. As with any injury case, several factors make a truck accident case complex and, therefore, more challenging to pursue compensation for the victim. Here are some of the factors that make a truck accident case complex:
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1. The Severity of the Accident
Unlike other car accident claims, truck accidents usually leave serious and sometimes permanent injuries. These injuries are often more severe than other car accidents, leaving victims with lasting damage but often no way to pay for treatment.
In Albany County, New York, truck accidents are the most severe type of accident case. The accident’s severity can be a major factor in whether a victim can recover compensation. If you get involved in a truck accident, it’s important to contact Albany truck accident attorneys since their experience in securing compensation for victims will help you get the compensation you deserve.
2. Trucks Carry Bigger Policies
Truck accidents are often covered by much larger insurance policies than other types of car accidents. Insurance companies will have much more money to pay if a crash occurs. The insurance company will try as much as possible to avoid paying out on your claim due to the high amount of money involved.
3. More Regulations
Truck accidents are subject to more stringent regulations than other car accidents. Truckers must follow strict safety regulations and be able to drive their vehicle safely. For example, maintenance rules, annual inspections, and special driver qualifications. These regulations create a complex system when filing truck accident claims.
4. It Involves Several Vehicles
Truck accidents involve more than just one vehicle. If a truck crashes into another truck, the accident can be much more serious. If you are involved in a truck accident, the insurance company will want to know about the other vehicles involved. This can cause a higher financial burden on the insurance company leading to a more complex claim and a harder time getting compensation for your injuries.
5. Truck accidents are not always easy to prove
Truck accidents are not always easy to prove. In many cases, you can’t tell if the truck driver caused the accident or if it happened because of an unseen obstruction on the road or other factors. No one knows what could have happened in a truck accident until they investigate, which is why this type of case is complex.
6. Multiple Parties Can Be Liable
Multiple parties may often cause truck accidents. These parties include the truck driver, other drivers, and pedestrians or bicyclists. This makes it difficult to determine who is at fault and how much compensation to receive for your injuries.
7. It’s more expensive
Truck accidents can be more expensive than other car accidents because of the complexity of insurance claims and legal fees. You should not allow the insurance company to dictate how your claim is handled. It is important to hire an experienced truck accident attorney who can handle your case and represent you in court.
8. Multiple Insurance Policies
Some truck drivers have multiple insurance policies. Filing the claim for your truck accident can be a difficult task because of the multiple policies involved. This can be hard to navigate because of the complex insurance system. This can lead to confusion and delays in processing your claim.